3 Safe and Easy Ways to Give Money This Holiday Season

Giving money as a holiday gift is like baking cookies for a potluck: it’s easy to do and it’s generally appreciated. But the money could miss the mark. Slipping it into a greeting card and mailing it is risky, as it has no protection in the event of loss or …

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VA Streamline Refinance (VA IRRRL): what is it, how does it work

NOTE: Due to the coronavirus outbreak, refinancing can be a bit difficult. Lenders face high demand for loans and staff challenges. If you can’t pay off your current home loan, check out our mortgage aid Resource. For the latest information on how to cope with financial stress during this emergency, …

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Investing for Kids: How to Open a Brokerage Account for Your Child

Investing isn’t just for adults: If you want to teach your kids valuable lessons about money and the power of growing investing, helping them open a deposit brokerage account can be a good idea. start. Investing for children One of the biggest keys to a successful investment is a long-term …

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The Huge and Hidden Costs of Home Ownership

First-time home buyer Teresa Hair had owned her home for less than two months when water began to spurt from the floor of the guest bedroom. “The whole floor was just covered,” says Hair, a 34-year-old lawyer who lives in St. Petersburg, Florida. “I ripped off all of the laminate …

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2% cap on credit card fees begins – Manila Bulletin

Credit card users will have lower billing statements after November 3 with the adoption of caps on interest rates, finance charges and fees on all credit card transactions. Bangko Sentral ng Pilipinas (BSP) Governor Benjamin E. Diokno (Bloomberg) “As of that date, interest or finance charges on unpaid credit card …

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Secure Vs. Unsecured personal loans: what you need to know

When shopping for a Personal loan, you can choose between a secured loan and an unsecured loan. The main difference between secured and unsecured loans is whether or not you need collateral to qualify. Before making a decision about signing a loan, find out what distinguishes these two types of …

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Mortgage refinancing could save money, even if your loan is new

NOTE: Due to the coronavirus outbreak, refinancing can be a bit difficult. Lenders face high demand for loans and staff challenges. If you can’t pay off your current home loan, check out our mortgage aid Resource. For the latest information on how to cope with financial stress during this emergency, …

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15 Illinois First-Time Home Buyers

If you’re looking to buy a home in Illinois but need financial help to cover the down payment and closing costs, a first-time homebuyer’s grant can give you the boost you need. you need. Agencies and local governments scattered across Illinois offer financial assistance to home buyers. What is assistance …

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Kroll Bond Rating Agency Provides Preliminary Ratings to Oportun Funding VI, LLC, Series 2017-A

NEW YORK–(COMMERCIAL THREAD) – Kroll Bond Rating Agency (KBRA) assigns preliminary ratings to two categories of Opportunity Funding VI, LLC, Series 2017-A (“Oportun 2017-A”), a consumer loan transaction on asset backed securities. active. The guarantee of the Oportun 2017-A agreement includes approximately $ 188.24 million in loans, as of the …

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eBay Inc. (NASDAQ: EBAY) – Fintech Spotlight: How LendingPoint is Accelerating Lending Innovation

The COVID-19 pandemic has accelerated the digital transformation of credit. That’s according to Tom Burnside, CEO of LendingPoint, a fintech balance sheet lender unlocking access to financial independence. Burnside co-founded Point Ready in 2014 after a long career in data, technology and credit. “I retired from small business loans about …

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